About NestPayCalc

NestPayCalc is a free toolkit of UK financial calculators built to be accurate, explainable and genuinely useful. It's operated by Croft & Hugh Digital LTD, a UK company.

Editorial standards

• Tax rates, NI thresholds and student-loan plans are based on official HMRC and gov.uk sources for the relevant tax year.
• Figures are reviewed at the start of each tax year (early April) and after any UK Budget that materially changes thresholds.
• Where regional rules differ (Scotland income tax, LBTT; Wales LTT) we apply the correct devolved rates.
• We never publish recommendations for specific products dressed up as advice. Comparisons in our "Best Deals" section are clearly marked as affiliate.

What we are not

NestPayCalc is not regulated by the FCA and we do not provide personal financial, tax or legal advice. Calculators are illustrative and your actual figures may differ for many reasons (PAYE quirks, salary sacrifice schemes, multiple jobs, marriage allowance, etc.).

If you need personalised regulated advice, please use an FCA-authorised adviser. For free, impartial guidance, the government-backed MoneyHelper is an excellent starting point.

Affiliate disclosure

Some links on NestPayCalc — particularly anything labelled "Best Deals", "Compare deals" or marked rel="sponsored" — are affiliate links. If you click through and take a product we may receive a commission. This never influences which products we feature, and we never receive payment for placing a calculator behind a particular brand.

Privacy

All calculations run in your browser. We don't store the figures you enter. The site uses minimal analytics (page-level only) and sets no advertising cookies by default. URL share links contain only the inputs you chose to encode.

Contact

Suggestions, corrections and tax-rate updates welcome via the contact page, or email us directly at hello@crofthughdigital.co.uk.

Company details

NestPayCalc is a product of Croft & Hugh Digital LTD, a company registered in the United Kingdom. Correspondence: hello@crofthughdigital.co.uk.